Terms & Conditions

Welcome to Open, an Australian fintech startup that provides innovative financial solutions to empower individuals and businesses in managing their finances. By using our services, you agree to comply with the following Terms and Conditions outlined below. Please read this document carefully before using our platform.

Acceptance of Terms

By accessing and using the Open website https://openhomeloan.com.au/ and any related applications, products, and services (collectively referred to as “Services”), you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our Services.


To use our Services, you must be at least 18 years of age and have the legal capacity to enter into binding contracts. By using our platform, you represent and warrant that you meet these eligibility requirements.

Privacy Policy

We respect your privacy and are committed to protecting your personal information. Please review our Privacy Policy to understand how we collect, use, and safeguard your data.

Account Registration

To access certain features of our Services, you may need to create an account. You are responsible for providing accurate and up-to-date information during the registration process and for keeping your account credentials secure. You are solely responsible for all activities that occur under your account.

Prohibited Activities

You agree not to use our Services for any unlawful or unauthorized purposes, including but not limited to:
a. Impersonating any person or entity or falsely stating or misrepresenting your affiliation with a person or entity. b. Engaging in any fraudulent or deceptive activities. c. Violating any applicable laws, regulations, or third-party rights. d. Disrupting or interfering with the security, integrity, or functionality of our Services.

Intellectual Property Rights

All content and materials available on our website and platform, including but not limited to text, graphics, logos, images, icons, videos, and software, are the property of Open or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, display, perform, or use any such content without our prior written consent.

Third-Party Links

Our Services may contain links to third-party websites or resources that are not owned or controlled by Open. We are not responsible for the content, privacy practices, or availability of such third-party sites and resources. You acknowledge and agree that Open shall not be liable for any damages or losses resulting from the use of these third-party links.

Disclaimer of Warranties

While we strive to provide accurate and reliable information, our Services are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. We do not warrant that our platform will be error-free, secure, or free from viruses or other harmful components. Your use of our Services is at your own risk.

Limitation of Liability

To the maximum extent permitted by law, Open, its officers, directors, employees, affiliates, and partners shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of profits, data, or business opportunities, arising from or in connection with your use of our Services.

Changes to Terms and Conditions

Open reserves the right to modify, update, or amend these Terms and Conditions at any time. We will notify you of any significant changes through our website or other communication channels. Your continued use of our Services after the changes have been implemented will signify your acceptance of the updated Terms and Conditions

Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of Australia. Any disputes arising from or related to these Terms and Conditions or your use of our Services shall be subject to the exclusive jurisdiction of the courts located in Sydney, Australia.
If you have any questions or concerns regarding these Terms and Conditions, please contact us at support@openhomeloan.com.au.
Thank you for choosing Open. We look forward to providing you with exceptional fintech solutions.

Policy Updates

If you have any queries or complaints about our Privacy Policy, please contact us at:

Address: 180 Flinders St. Melbourne VIC 3000

Email: hello@openloans.com.au

You may also view this page for more information


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