Purchasing a home is a significant milestone, and for self-employed individuals, it can come with unique challenges. One common hurdle is securing financing due to the fluctuating income and unconventional

Certain businesses or professions are deemed higher risk due to their inherent volatility, income instability, or potential market fluctuations. In this blog, we will explore some of the types of

Traditional employment often relies on personal assets, such as savings or property, for collateral. However, self-employed borrowers have the opportunity to leverage their business assets in the loan process. In

For self-employed individuals looking to purchase a home, there are several considerations to keep in mind. One of the most important factors is the interest rate they’ll pay on their

When it comes to purchasing a home, self-employed individuals may wonder if there are any tax benefits or deductions available to them. In this article, we’ll explore some of the

If you’re a self-employed borrower with a promising future income, you may wonder if you can use projected future income to qualify for a self-employed home loan. In this article,

Traditional lenders may hesitate to provide loans to individuals with irregular earnings. The good news is that there are options available for self-employed borrowers with fluctuating income. In this article,

Traditional proof of income, such as W-2 forms or pay stubs, is a common requirement when applying for a home loan. However, for self-employed individuals with unconventional income streams, providing

Lenders assess the creditworthiness of borrowers to determine the level of risk associated with a loan. Self-employed borrowers with unconventional income streams may present additional risks, such as income volatility

If you’re a self-employed individual with additional income from these sources, you may wonder if you can include that income when applying for a home loan. The answer is yes!